Capital Gains Tax Calculator
Calculate tax on property & shares as per Income Tax Act, 1961
Table of Contents
Capital Gain Tax Calculator – Free Online Tool for LTCG & STCG Tax Calculation
Calculating capital gains tax can be confusing, but our Capital Gain Tax Calculator makes it easy! Whether you’ve sold property, stocks, mutual funds, or other assets, this free online tool helps you quickly estimate your Long-Term Capital Gains (LTCG) and Short-Term Capital Gains (STCG) tax in India.
Latest Capital Gains Tax Law Summary (FY 2025-26 & 2026-27)
What is Capital Gains Tax in India?
Capital gains tax is the tax payable on the profit earned from selling a capital asset, such as property, stocks, bonds, or mutual funds. The tax depends on how long you held the asset and the type of asset sold.
Under the latest rules, long-term and short-term capital gains are taxed differently to encourage long-term investing and fairness across asset classes.
Step-by-Step Examples Using Capital Gain Tax Calculator
Example 1: Shares & Equity Mutual Funds
You bought shares for ₹5,00,000 and sold them after 18 months for ₹8,00,000.
• Capital Gain = ₹3,00,000
• LTCG exemption up to ₹1,25,000
• Taxable LTCG = ₹1,75,000
• Tax @ 12.5% = ₹21,875
(Listed assets only, with STT paid.)
Example 2: Property Sale
You sell a residential property held for 3 years:
• Cost Price: ₹30,00,000
• Sale Price: ₹60,00,000
• Long-Term Capital Gain = ₹30,00,000
• Tax @ 12.5% = ₹3,75,000
(No indexation benefit for properties under current rules.) Income Tax India
Example 3: Gold Jewellery
You held gold jewellery for 4 years and sold for a gain:
• Cost Price: ₹10,00,000
• Sale Price: ₹16,00,000
• LTCG = ₹6,00,000 (Indexed)
• Tax @ 20% = ₹1,20,000
(Indexation applies for gold & similar assets.)
Why Use Our Capital Gain Tax Calculator?
- Simple & Fast: Just enter details like purchase price, sale price, and holding period to get instant tax estimates.
- Accurate Results: Calculates tax for different assets like real estate, equities, and mutual funds.
- Saves Time: Avoid manual errors and complex Excel sheets—get tax liability in seconds.
- Tax-Saving Tips: Learn how indexation benefits and exemptions can reduce your tax.
What Does the Calculator Cover?
Our Tax Calculator supports:
✅ Property Sale Tax – Calculate LTCG after 24 months or STCG if sold earlier.
✅ Stock Market Gains – Check tax on equity shares (10% LTCG over ₹1 lakh).
✅ Mutual Fund Taxes – Find out LTCG (10%) or STCG (15%) on equity & debt funds.
✅ Gold & Bonds – Know tax implications when selling gold ETFs or bonds.
Watch This Video To Know How To Use Capital Gain Tax Calculator
Long-Term vs. Short-Term Capital Gains
Asset Type Holding Period Tax Rate Notes Listed Shares & Equity Mutual Funds ≥ 12 months LTCG: 12.5% LTCG up to ₹1.25 lakh is exempt per year; beyond that taxed. < 12 months STCG: 20% Flat rate after STT paid. Immovable Property (Property, Land) ≥ 24 months LTCG: 12.5% No indexation benefit. < 24 months STCG: Taxed at slab rate Added to individual’s income. Gold & Jewellery ≥ 36 months LTCG: 20% Indexed gains (older cost adjusted for inflation). < 36 months STCG: Slab rate
How Capital Gains Tax Works in India
- Short-Term (STCG): If sold within 1-3 years (varies by asset), tax applies as per your income slab.
- Long-Term (LTCG): If held beyond 1-3 years, flat 20% with indexation (for property) or 10% without indexation (for stocks over ₹1 lakh).
Property gain tax calculator India
Serves as a calculator for calculating appreciation in property and related tax levied on it in the due course.
More Useful Calculators Here
Types of Capital Gain Tax
1. Long Term Capital Gain Tax
2. Short Term Capital Gain Tax
3. Short Term Capital Gain Tax On Shares
4. Long Term Capital Gain Tax On Shares
5. Capital Gain Tax On Property
Who Should Use This Calculator?
✔ Investors – Check tax before selling stocks or mutual funds.
✔ Home Sellers – Estimate tax on property sales.
✔ Traders – Plan taxes on short-term profits.
✔ Tax Planners – Compare gains and save legally.
Avoid last-minute tax shocks—use our Capital Gain Tax Calculator today and plan smarter!
FAQs
1. What is a Capital Gain Tax Calculator?
It is an online tool that helps you estimate the tax you owe on profits from selling assets like property, stocks, or mutual funds. It calculates LTCG (Long-Term Capital Gains) and STCG (Short-Term Capital Gains) based on holding periods and tax rules.
2. How does the Capital Gain Tax Calculator work?
You enter details like purchase price, sale price, holding period, and asset type. The calculator automatically applies tax rates (e.g., 10% for LTCG on stocks, 20% with indexation for property) and gives your tax liability.
3. Is long-term capital gain tax applicable on property?
Yes! If you sell property after 24 months, it’s considered LTCG and taxed at 20% with indexation benefits. Use the Capital Gain Tax Calculator to check exact amounts.
4. What is the tax rate for short-term capital gains on stocks?
For stocks sold within 12 months, profits are taxed as STCG at 15%. The Capital Gain Calculator factors this in automatically.
5. How is LTCG calculated on mutual funds?
Equity funds held over 12 months attract 10% LTCG tax (over ₹1 lakh profit). Debt funds held over 36 months are taxed at 20% with indexation. The calculator simplifies this.
6. Can I save tax on capital gains?
Yes! Reinvest LTCG from property in another house (Section 54) or bonds (Section 54EC) to claim exemptions. The Capital Gain Tax Calculator shows post-exemption tax.
7. Do I need to pay tax if I sell inherited property?
Yes, tax applies on profits (sale price minus fair market value at inheritance). Use the Calculator to estimate liabilities.
8. What’s the difference between LTCG and STCG tax rates?
LTCG: Lower rates (10–20%) but longer holding periods.
STCG: Higher rates (15–30%) for quick sales. The calculator compares both.
9. Do I get indexation benefit for property or mutual funds?
Under current tax rules, indexation benefit for immovable property has been removed, and LTCG on property is taxed at a flat 12.5% without inflation adjustment. Indexation remains for certain assets like gold.