🪙 Crypto Tax Calculator India
Calculate your cryptocurrency tax liability as per Indian Income Tax regulations
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Understanding Crypto Tax India Calculations
How To Use Crypto Tax Calculator
Step by step instructions for calculating tax on crypto currency.
1. Enter amount spent in Indian currency.
2. Enter amount received on sale.
3. Transaction type: Sell ( Crypto to Indian Currency ) / Crypto to Crypto Trade / Crypto Spend / Mining or Staking.
4. Enter Date ( Its optional )
5. Click Calculate Button.
Crypto Tax India Calculator – How It Works
Our Crypto Tax Calculator helps you instantly estimate your tax liability as per current Indian laws.
You need to enter:
- Purchase price of crypto
- Sale price
- Quantity sold
- Applicable TDS (if any)
The calculator shows:
- Total capital gain
- Tax @ 30%
- Health & Education cess
- Final tax payable
👉 This tool is useful for investors, traders, freelancers, and occasional crypto sellers.
Step-by-Step Example – Crypto Tax Calculation
Example:
- Purchase price of Bitcoin: ₹3,00,000
- Sale price: ₹4,50,000
Capital Gain: ₹1,50,000
Tax @ 30%: ₹45,000
Cess @ 4%: ₹1,800✅ Total tax payable = ₹46,800
How to Report Crypto Income in ITR (India)
Step 1: Choose Correct ITR Form
- ITR-2 – Investors
- ITR-3 – Traders / Business income
Step 2: Fill Schedule VDA
- Date of purchase & sale
- Sale value
- Cost of acquisition
- Gain or loss
Step 3: Claim TDS Credit
- TDS deducted under Section 194S appears in Form 26AS
- Adjust it against final tax payable
Crypto Tax India (2026 Guide) – Calculate Bitcoin & Crypto Tax Easily
ryptocurrency transactions in India are subject to special tax rules under the Income Tax Act. Whether you trade Bitcoin, Ethereum, or any other crypto asset, profits are taxed at a flat 30% rate, with additional compliance such as 1% TDS and mandatory reporting in Schedule VDA.
This page explains how crypto tax works in India, who needs to pay it, how to calculate it accurately, and how to file it correctly—along with a free Crypto Tax Calculator for instant results.
Quick Summary – Crypto Tax India Rules
✔ Flat 30% tax on all crypto profits (Section 115BBH)
✔ 4% Health & Education Cess applicable
✔ 1% TDS on crypto transfers above threshold (Section 194S)
✔ No deduction for expenses except purchase cost
✔ Losses cannot be set off against any income
✔ Mandatory reporting in Schedule VDA of ITR
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Understanding Crypto Tax India
In India, if you buy, sell, or trade cryptocurrencies like Bitcoin or Ethereum, you have to pay taxes on the profits you make. The government calls cryptocurrencies “Virtual Digital Assets” (VDAs). Since 2022, there are clear rules for taxing these assets. If you make money from crypto, you must report it in your Income Tax Return (ITR) under a special section called Schedule VDA. A crypto tax India calculator can help you figure out how much tax you owe easily.
Key Legal Provisions Governing Crypto Tax
Section 115BBH – Tax on Crypto Gains
- Flat 30% tax on profits
- No slab benefit
- No deduction except cost of acquisition
- Losses cannot be adjusted or carried forward
Section 115BBH – Tax on Crypto Gains
Applicable on transfer of crypto
Threshold:
₹50,000 per year (specified persons)
₹10,000 per year (others)
TDS is deducted by the buyer or exchange
Rate of Crypto Tax
The tax rate for crypto profits in India is fixed at 30%. On top of this, you also pay a 4% cess, which makes the total tax 31.2%. There’s also a 1% Tax Deducted at Source (TDS) on every crypto sale if the transaction is above ₹50,000 (or ₹10,000 for some people). This TDS is taken out by the exchange when you sell your crypto. Using a crypto tax India estimator simplifies tracking these rates and amounts.
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How Crypto Tax is Calculated
Calculating crypto tax is simple: you subtract the price you paid to buy the crypto (cost of acquisition) from the price you sold it for. The difference is your profit, and you pay 30% tax plus 4% cess on that profit. For example, if you bought Bitcoin for ₹1 lakh and sold it for ₹2 lakh, your profit is ₹1 lakh. Your tax would be ₹30,000 + ₹1,200 cess = ₹31,200. A crypto tax India calculator can do this math for you quickly and accurately
Current Rate of Crypto Tax
As of 2025, the crypto tax rate is still 30% on profits, with an extra 4% cess, making it 31.2% total. The 1% TDS rule also applies to transactions over ₹50,000 (or ₹10,000 in some cases). These rates haven’t changed since 2022. A crypto tax India calculator helps you stay updated and calculate your tax liability without mistakes.
Advantages of Cryptocurrency
Cryptocurrency has many benefits. It allows fast, low-cost transactions across borders without banks, which is great for sending money abroad. It’s also secure due to blockchain technology, making it hard to hack. You can invest in crypto for potential profits, as some coins grow in value. Plus, it gives you control over your money without relying on middlemen. Using a crypto tax India estimator, helps you manage taxes so you can enjoy these benefits without worrying about legal issues
Read More About Crypto Currencies
Crypto Tax India : A Quick & Practical Compliance Guide
Understanding crypto tax Indiarules is essential for anyone trading or using cryptocurrencies in 2025. Under Section 115BBH of the Income Tax Act, all profits from selling, swapping, or spending Virtual Digital Assets (VDAs) such as crypto or NFTs are taxed at a flat 30%, calculated only on the difference between sale value and purchase cost—no other deductions allowed. In addition, a 1% TDS applies on crypto transfers above ₹50,000 (₹10,000 for certain taxpayers), usually deducted automatically by exchanges and later adjusted in your ITR.
Profits must be calculated using the FIFO method and reported under Schedule VDA in ITR-2 or ITR-3, with losses neither adjustable nor carry-forwardable. To stay compliant and stress-free with crypto tax India regulations, many investors rely on automated crypto tax calculators to track trades accurately and file returns on time.
FAQs
1. Is cryptocurrency legal in India?
Yes, cryptocurrency is legal in India. The Supreme Court lifted the ban on crypto in 2020, and it’s now treated as a Virtual Digital Asset (VDA) under the Income Tax Act. You can buy, sell, or trade crypto but must follow tax rules. Use a crypto tax India calculator to ensure compliance with tax regulations.
2. How is cryptocurrency taxed in India?
Crypto profits are taxed at a flat 30% plus a 4% cess, totaling 31.2%. A 1% TDS applies on transactions above ₹50,000 (or ₹10,000 for some). Only the cost of acquisition is deductible, and losses cannot be offset. A crypto tax India estimator helps you compute this accurately.
3. What is Schedule VDA in ITR filing?
Schedule VDA is a section in Income Tax Return (ITR) forms (ITR-2 or ITR-3) introduced to report crypto gains or income. You must declare all crypto transactions here to stay compliant. Using a crypto tax India calculator simplifies filling out Schedule VDA.
4. Can I offset crypto losses against gains?
No, under Section 115BBH, you cannot offset crypto losses against gains or other income, nor carry them forward to future years. Each profitable transaction is taxed separately at 30%. A crypto tax calculator ensures you calculate taxes correctly for each transaction.
5. How do I calculate my crypto tax?
: Subtract the purchase price (cost of acquisition) from the sale price to find your profit. Apply a 30% tax plus 4% cess on the profit. For example, if you bought crypto for ₹1 lakh and sold for ₹1.5 lakh, you pay ₹15,600 tax (31.2% of ₹50,000). A crypto tax calculator automates this process.
6. What is the 1% TDS on crypto transactions?
1% Tax Deducted at Source (TDS) is applied on crypto sales above ₹50,000 (or ₹10,000 for some individuals) under Section 194S. Indian exchanges deduct it automatically, but for foreign exchanges or P2P trades, the buyer must deduct and file it. Use a crypto tax India calculator to track TDS.
7. Are crypto gifts taxable in India?
Yes, if the value of gifted crypto exceeds ₹50,000 in a financial year, it’s taxed as “Income from Other Sources” at the recipient’s slab rate. If sold later, profits are taxed at 30% plus cess. A crypto tax estimator helps estimate taxes on gifts and sales.
8. Is crypto mining taxable in India?
Yes, income from crypto mining is taxed as “Income from Other Sources” at 30% plus cess, based on the market value of the crypto when mined. Selling mined crypto later incurs a 30% capital gains tax with a zero-cost basis. A crypto tax calculator can track mining income.
9. Do I pay tax on crypto-to-crypto trades?
Yes, trading one crypto for another is a taxable event. You calculate the profit based on the fair market value of the crypto received in INR, taxed at 30% plus 4% cess. A crypto tax calculator makes it easy to compute taxes for such trades.
10. What happens if I don’t pay crypto taxes?
Not reporting crypto gains in Schedule VDA can lead to notices, penalties, or even a 60% tax on undeclared gains, plus fines, as of February 2025. Use a crypto tax India calculator to ensure accurate reporting and avoid penalties.