CTC Calculator
Calculate Your In-Hand Salary From Cost To Company (CTC) With All Deductions
Input Details
Salary Breakdown
CTC Components
Deductions
Share This CTC Calculator To Find In Hand Salary
How to Use CTC Calculator
Follow these simple steps to calculate your in-hand salary from CTCusing the free online tool.
1. Enter Your Annual CTC
In the input field labeled “Annual CTC”, type your total Cost to Company (CTC) in rupees. For example: `₹12,00,000`.
2. Select Tax Regime
Choose between Old Tax Regime or New Tax Regime from the dropdown. The calculator automatically applies the correct tax slabs based on your selection.
3. Input Salary Components (Optional)
Basic Salary: Enter as a percentage of CTC (default: 40%) or fixed amount.
HRA: Usually 40–50% of Basic (auto-calculated or manually adjustable).
Special Allowance, Bonus, and other components will auto-fill based on standard Indian payroll structure.
4. Add Deductions & Exemptions (Optional)
Claim Section 80C (up to ₹1.5 lakh), 80D (health insurance), or other deductions.
Professional Tax and Employee PF (12% of Basic) are auto-calculated.
5. Click “Calculate”
Hit the Calculate button to instantly generate your complete salary breakdown.
6. Review Your Salary Breakdown
You’ll see: Monthly & Annual Gross Salary
CTC Components: Basic, HRA, Bonus, Employer PF, Gratuity
Deductions: Employee PF, Professional Tax, Income Tax (TDS)
Final In-Hand Salary (Monthly & Annual)
Pro Tip: Use the “Reset” button to try different CTC offers or tax regimes to compare take-home pay!Accurate, instant, and 100% free — perfect for job offers, salary negotiations, and financial planning in India.
CTC in Hand Salary Calculator
Discover how our CTC in hand salary calculator simplifies your financial planning by breaking down your total compensation into take-home pay after deductions. This intuitive calculator allows you to input your annual package and instantly see the net salary, factoring in taxes, provident fund, and other statutory contributions. Whether you’re negotiating a job offer or budgeting monthly expenses, this CTC calculator ensures accuracy with India-specific tax regimes, helping you make informed decisions without complex spreadsheets.
CTC Tax Calculator
Understanding the tax implications of your salary package is crucial, and our CTC tax calculator makes it effortless. By entering your CTC details, this CTC calculator computes the applicable income tax based on the latest slabs, including deductions under sections like 80C. It’s designed for salaried professionals in India to estimate liabilities accurately, ensuring you optimize your returns. With a user-friendly interface, the CTC calculator provides a clear breakdown, empowering you to plan ahead for fiscal responsibilities.
Tax Calculation on CTC
Find the difficulties of tax calculation on CTC to grasp how your gross earnings translate into taxable income. Our specialised CTC calculator streamlines this process by applying current tax rates and exemptions, such as HRA and standard deductions, directly to your package. This approach shows the often confusing aspects of payroll taxes in India, allowing you to forecast your annual obligations precisely. Utilise the CTC calculator for quick simulations and adjust variables to see real-time impacts on your finances.
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CTC Calculation
Mastering CTC calculation is essential for both employers and employees to align on compensation structures. Our comprehensive CTC calculator handles the arithmetic by summing up fixed and variable components like basic salary, allowances, and bonuses. Tailored for the Indian workforce, this CTC calculator incorporates regulatory compliances such as EPF and gratuity, providing a holistic view. It’s an indispensable tool for HR teams and individuals alike, ensuring transparency in salary breakdowns with just a few inputs.
CTC Calculator India Online
Access the best CTC calculator India online for seamless salary computations from anywhere. This web-based CTC calculator is optimized for Indian tax laws, enabling users to calculate components like in-hand pay and deductions effortlessly. Whether on desktop or mobile, the CTC calculator delivers instant results, incorporating updates from recent budgets. Ideal for job seekers and professionals, it bridges the gap between offered packages and actual earnings, all without downloading any software.
How to Calculate Basic Salary from CTC
Learn how to calculate basic salary from CTC with our step-by-step guidance, making reverse engineering your package straightforward. Using this CTC calculator, start by subtracting allowances and employer contributions from the total CTC to isolate the basic component. This method, aligned with Indian employment norms, helps in understanding variable pay structures. The CTC calculator automates these steps, offering precise figures that aid in negotiations or financial assessments, ensuring you never overlook key elements.
FAQs
1. What is CTC in salary?
CTC, or Cost to Company, is the total annual compensation package offered by an employer, including basic pay, allowances, bonuses, and employer contributions like PF. In India, it’s often quoted in job offers but doesn’t reflect your take-home. Use our CTC calculator to break it down accurately for your state-specific taxes.
2. How to calculate in-hand salary from CTC?
To find your in-hand salary, subtract deductions like income tax, PF, and professional tax from gross earnings. Our CTC in hand salary calculator automates this: input your CTC, select the tax regime, and get instant monthly/annual take-home figures tailored to Indian slabs.
3. What is the difference between CTC and gross salary?
CTC includes all employer costs (e.g., gratuity, employer PF), while gross salary is your direct earnings before employee deductions. The gap can be 15-20%. Try our CTC calculator India online to compare both and see how they impact your net pay.
4. How much basic salary is from CTC?
Basic salary typically ranges 40-50% of CTC in India, forming the base for PF and HRA. It varies by company policy. Use our CTC calculator to simulate: enter your CTC and adjust percentages for a customized how to calculate basic salary from CTC breakdown.
5. What are the components of CTC?
Key components include basic salary (40%), HRA (up to 50%), special allowances, bonus, employer PF (12%), and gratuity. Our CTC calculation tool lists them all—input details for a visual pie chart of your package.
6. How does tax calculation on CTC work?
Tax on CTC applies to taxable portions like basic + allowances, minus exemptions (e.g., HRA). Use old/new regime slabs for FY 2025-26. Our CTC tax calculator handles tax calculation on CTC precisely, showing TDS and savings potential.
7. What is PF deduction in CTC?
Employee PF is 12% of basic salary (matched by employer), deducted monthly—up to ₹1,800 max. It’s part of CTC but reduces in-hand pay. Plug into our calculator for a full view of how it affects your how to calculate CTC salary.
8. How to calculate CTC salary for a new job offer?
Start with quoted CTC, allocate components (e.g., 50% basic + HRA), then deduct taxes/PF. Negotiate for higher take-home. Our free calculator simplifies how to calculate CTC salary, offering side-by-side comparisons for better decisions.
9. Is HRA included in CTC?
Yes, HRA (House Rent Allowance) is 40-50% of basic, exempt up to limits based on metro/non-metro cities. It’s a CTC component but tax-free if rent-paid. Use our CTC in hand salary calculator to factor it in and optimize exemptions.
10. What is the average CTC in India?
Average CTC varies: ₹6-8 lakh for freshers, ₹15-20 lakh mid-level (2025 data). It rises in states like Karnataka (tech) vs. Bihar. Benchmark yours with our CTC calculator India online for personalized insights into regional norms.